BUSINESS CLIENTS

When The Banks Say NO?

  • No formal financials lodged with the ATO?
  • Tax tax debt loans & relief for those wanting to clear their ATO obligation
  • Do you have credit problems, payment defaults, judgments, or mortgage arrears?
  • Discharged bankrupt?
  • Receiver Appointed, or Mortgagee in possession?
  • Divorce, Partnership, or Company Buyout?
  • Simply run out of money for your project and no time to apply to traditional sources?
  • Business opportunity has just arisen and you have only days, or even hours to seize the deal?

We specialise in a sourcing a variety of finance solutions Australia wide in Residential and Commercial Real Estate. If due to your current circumstances you are unable to get bank finance, we may be able to help. With the assistance of our Lenders - we tailor each financial solution to meet your individual needs.

At RedCap Finance Brokers we have access to a range of Traditional Loans, Non-Conforming Loans,  Private Loans, Self-Employed Loans, Bad Credit Loans, Short Term Loans, 2nd Mortgages, and/or Caveat Loans. 

Business Loan Products & Services

Low Documentation Loans (Lo Doc Loans)

RedCap Finance Brokers have some self-employed borrowers who cannot fully demonstrate all the income they have available for servicing purposes. This is normally due to delays in completing tax returns for small business operators, or because some elements of their income are not ‘allowable’ for credit assessment purposes.

Lo Doc Loans are specifically designed with these borrowers in mind. They require minimal documentation with the client making a declaration or their accountant, about their own ability to service the loan.

  • LVR up to 85%
  • 3 month ABN required
  • 1 Day GST registration
  • No BAS required
  • No Financials
  • Arrears
  • Defaults 
  • Judgments 
  • Ex Bankrupts
  • Residential, Investment or Commercial
  • Construction and Development
  • Up to 30 year terms

Private Loan Access.

The Market for Private Lending is Growing in Australia Rapidly as Traditional Sources Make Lending to Businesses Harder.

Beat The Banks With Private Funds!

Most Private lending is NON-Regulated Lending, that is, to Companies NOT Individuals. In some rare instances, a Private Lender may lend to an Individual.

Q. When you fall outside of traditional banking and non-conforming lenders; WHERE DO YOU GO?

A. RedCap Finance Brokers has access to a nationwide network of Private Lenders whose products may be suitable to you.

RedCap Finance Brokers' Partners have been offering Private Loans for over 10 years and during this time we have built an empathy for most situations and so have have our Private Lenders.

Each Private Lender has their own unique view of a situation, specialising in 1st mortgages, 2nd mortgages, and caveat loans.

When the bank says no, due to your current circumstances, call RedCap Finance Brokers for help - We Say Yes More Often!

  • LVR up to 80%
  • Company Borrower or Individual
  • 1 Day ABN
  • 1 Day GST registration
  • No BAS required
  • No Financials
  • Arrears
  • Defaults 
  • Judgments 
  • Ex Bankrupts
  • Residential, Investment, or Commercial
  • Construction top ups

Construction and Development Loans

RedCap Finance Brokers works with individuals, self-employed, and developers daily to provide construction and development loans. Our panel of Private and Non-Bank Lenders can provide tailored solutions for each project.

We can consider land developments, commercial, and residential construction, as well as construction top ups.

Our lenders do not require financials, BAS, or most documents required by the banks.

  • LVR up to 75%
  • Company Borrower or Individual
  • 1 Day ABN
  • 1 Day GST registration
  • No BAS required
  • No Financials
  • Ex Bankrupts
  • Residential, Investment or Commercial
  • Up to 30 year terms

Commercial Loans

RedCap Finance Brokers provides a range of secured and unsecured commercial loans for clients Australia wide. RedCap Finance Brokers commenced organising commercial loans since 2002.

We source loans when the banks have said no. Our panel of Private and Non Bank Lenders can provide tailored solutions for businesses and commercial property.

We can consider purchases, refinance, trade finance, debtor finance and business loans. Our lenders do not require financials, BAS, or most documents required by the banks.

  • LVR up to 75%
  • Company Borrower or Individual
  • 12 Month ABN
  • 1 Day GST registration
  • No BAS required
  • No Financials
  • Arrears
  • Defaults 
  • Judgments 
  • Ex Bankrupts
  • Residential, Investment or Commercial
  • No Reviews
  • Up to 30 year terms

Commercial & Business Loan Options

  • Business finance options
  • Security for business and commercial loans
  • Vehicle & Truck Finance
  • Plant & Equipment Finance
  • Overdraft facilities
  • Property development finance
  • Business loans / Line of credit / Term loans
  • Cash flow finance
  • Hire purchase
  • Chattel mortgage
  • Unsecured business loans
  • Leasing finance (including Novated leases)
  • Buying or Selling a Business
  • Shop Fitting Finance
  • Business Equipment Finance
  • Rent Roll Finance

Contact Us Today - We May Even Be Able To Help You!

LET'S WORK TOGETHER

We Can Say Yes To Your Request More Often!

In most cases we can help you.... we have access to lenders who will provide bad credit loans AUSTRALIA-WIDE.

If you have or you are looking at real estate in Melbourne, Sydney, Brisbane, Darwin, Perth, Adelaide, Hobart, Canberra, we can help.

We specialise in Private Loans, Construction Loans, Development Loans.

Do you need to consolidate debt or require bridging finance?

When The Banks Have Said No - We Say Yes More Often!

SCHEDULE A QUICK CONSULTATION